Between 2003 and 2009, employersponsored family health plan premiums increased an average of 41 percent nationwide, despite the decrease in planpaid coverage, according to the Commonwealth Fund.
Individual deductibles spiked 77 percent on average, shifting more stress to families' already tightened budgets. And if plan premiums continue to rise at the same rate as they did between 2003 and 2009, by 2020 it will cost an average of $23,342 per family. That would be an increase of 79 percent, according to a state-bystate private employer insurance cost projection for the next six years, conducted before health reform passed. The report also predicted that reform provisions would ensure basic health care for everyone and improve the marketplace as well.