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ANNUITIES

Not Too Late: An Annuity Can Help Clients Who Need LTC Now

A medically underwritten single-premium immediate annuity converts assets into guaranteed, monthly income that begins immediately and is paid for the rest of the care recipient’s life.

June 2017 |  Read Article

Four Annuity Myths and How To Overcome Them

When the media make annuities sound like unsafe financial ventures, clients are afraid to buy them. Here is how you can cut through the misconceptions.

June 2017 |  Read Article

Advisors Not Talking Annuities, Even Though Clients Want Income

Research shows that consumers want a lifetime income, but only 28 percent of advisors are talking annuities.

May 2017 |  Read Article

VAs Outlook: Worse Before It Gets Better

Variable annuities have long been hot sellers for agents, but times have changed. Regulations and other pressures have squeezed the VA market. But the products aren’t likely to disappear, analysts say.

May 2017 |  Read Article

How Will Annuities Help Americans Handle Longer Lives?

Updated actuarial tables prove that Americans’ longevity continues to jump significantly. How the industry is responding to these increased lifespans.

April 2017 |  Read Article

How Annuities Can Be Structured to Be Medicaid-Compliant

Setting up a Medicaid-compliant annuity enables a seriously ill client to pay for long-term care while preserving a financial quality of life for the healthy spouse.

April 2017 |  Read Article

AmeriLife CEO: IMOs Entering an Age of Consolidation

An insurance marketing group’s CEO gives insights into the changes facing the distribution channel that generates billions of dollars in annuity premiums each year.

March 2017 |  Read Article

How Annuities Unleash the Power of Delaying Social Security

Since the baby boomer generation has undersaved for retirement, many will need to consider longevity risk pooling through annuities.

March 2017 |  Read Article

IMOs Await Word on Reserving Conditions Under DOL Exemption

Marketing organizations say reserve requirements might be too high to conduct business.

February 2017 |  Read Article

FIAs Balance the Interest Rate/Bond Yield Seesaw

Why adding FIAs to a retirement portfolio can offset the risks of other investments and help retain satisfied clients.

January 2017 |  Read Article