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ANNUITIES

Surrender Charges’ Disappearing Act

The shorter surrender periods and no surrender charges are the result of annuity companies offering fee-based financial advisors new options that coincide with the dawn of the Department of Labor’s fiduciary rule.

August 2017 |  Read Article

IMOs Have Tricky Path to Sales Under DOL Rules

Insurance marketing organizations are figuring out the best route to take in selling annuities under fiduciary rules.

August 2017 |  Read Article

Carriers Report Minor Issues in Opening Weeks of DOL Rule

Annuity sales were still coming in as the fiduciary rule was in its early weeks.

August 2017 |  Read Article

How Annuities Can Help Clients Live in an Accumulation Nation

Accumulation-based annuities can help clients grow their retirement nest egg.

July 2017 |  Read Article

Testing the Market for Fee-Based FIAs

In response to the DOL fiduciary rule, carriers are recasting commission-based fixed indexed annuities into fee-based siblings.

July 2017 |  Read Article

Not Too Late: An Annuity Can Help Clients Who Need LTC Now

A medically underwritten single-premium immediate annuity converts assets into guaranteed, monthly income that begins immediately and is paid for the rest of the care recipient’s life.

June 2017 |  Read Article

Four Annuity Myths and How To Overcome Them

When the media make annuities sound like unsafe financial ventures, clients are afraid to buy them. Here is how you can cut through the misconceptions.

June 2017 |  Read Article

Advisors Not Talking Annuities, Even Though Clients Want Income

Research shows that consumers want a lifetime income, but only 28 percent of advisors are talking annuities.

May 2017 |  Read Article

VAs Outlook: Worse Before It Gets Better

Variable annuities have long been hot sellers for agents, but times have changed. Regulations and other pressures have squeezed the VA market. But the products aren’t likely to disappear, analysts say.

May 2017 |  Read Article

How Will Annuities Help Americans Handle Longer Lives?

Updated actuarial tables prove that Americans’ longevity continues to jump significantly. How the industry is responding to these increased lifespans.

April 2017 |  Read Article

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